Why You Shouldn’t Wait Until January to File a Claim

When the end of the year approaches, many injured workers feel tempted to put off filing their workers’ compensation claim until January. After all, the holidays are busy, and the idea of tackling paperwork can be overwhelming. However, delaying your claim can have serious consequences. If you’ve been hurt on the job in Colorado, speaking with an experienced Colorado workers’ compensation attorney as soon as possible is the smartest step you can take.

Why Timing Matters in Workers’ Compensation Claims 

Workers’ compensation is designed to provide wage replacement and medical benefits to employees who suffer work-related injuries or illnesses. But these benefits aren’t automatic—you must file your claim within the required time limits.

In Colorado, workers are required to notify their employer of an injury within four days of the incident. Waiting weeks—or even until the new year—can weaken your case, create questions about the seriousness of your injury, or result in missed benefits. A delay could also lead insurance companies to argue that your injury didn’t happen at work.

The Risks of Waiting to File Your Claim Until January

1. Missed Deadlines

Filing deadlines are strict. If you wait until January to report an injury that happened in November or December, you may already be outside the reporting window, jeopardizing your ability to collect benefits. Even though there is a 4 day reporting requirement, you can still report your claim, it may just be more difficult to prove.

2. Loss of Evidence

The longer you wait, the harder it becomes to prove your claim. Witnesses may forget what happened, workplace conditions may change, and medical records may not clearly connect your injury to your job. Filing promptly helps preserve critical evidence.

3. Financial Strain Over the Holidays

Medical bills and lost wages can add up quickly. Waiting until after the new year delays the benefits you may desperately need during the holiday season. Filing early ensures you have access to medical treatment and compensation sooner rather than later.

4. Insurance Company Advantage

Insurance companies often use delays against injured workers. If you wait, they may argue your injury wasn’t serious or wasn’t work-related. Filing quickly protects your rights and strengthens your case.

How a Colorado Workers’ Compensation Attorney Can Help

Filing a workers’ compensation claim isn’t always straightforward. Employers and insurance companies may push back, deny benefits, or delay payments. A skilled Colorado workers’ compensation attorney can help you by:

• Ensuring your claim is filed correctly and on time.
• Gathering medical records and workplace evidence to support your case.
• Representing you in disputes with your employer or insurance company.
• Maximizing the benefits you are entitled to receive, including medical care, wage replacement, and potential disability benefits.

Don’t Wait—Act Now

If you’ve been injured at work, don’t let the holiday season or the new year distract you from protecting your future. The earlier you file, the stronger your claim will be. Waiting until January could cost you the compensation and care you need to recover.

Consulting with a Colorado workers’ compensation attorney as soon as possible ensures you understand your rights, meet critical deadlines, and avoid common pitfalls. Your health, financial stability, and peace of mind are too important to risk. Contact us today to schedule your free initial consultation.